Peoples Bancorp of North Carolina, Inc.
PEBK · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $97,794 | $85,778 | $70,717 | $63,881 |
| % Growth | 14% | 21.3% | 10.7% | – |
| Cost of Goods Sold | $26,369 | $18,709 | $4,795 | $2,042 |
| Gross Profit | $71,425 | $67,069 | $65,922 | $61,839 |
| % Margin | 73% | 78.2% | 93.2% | 96.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $28,973 | $27,385 | $26,591 | $24,921 |
| SG&A Expenses | $29,764 | $28,135 | $27,284 | $25,457 |
| Sales & Mktg Exp. | $791 | $750 | $693 | $536 |
| Other Operating Expenses | $20,732 | $19,011 | $18,343 | $17,453 |
| Operating Expenses | $50,496 | $47,146 | $45,627 | $42,910 |
| Operating Income | $20,929 | $19,923 | $20,295 | $18,929 |
| % Margin | 21.4% | 23.2% | 28.7% | 29.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $20,929 | $19,923 | $20,295 | $18,929 |
| Tax Expense | $4,576 | $4,377 | $4,172 | $3,796 |
| Net Income | $16,353 | $15,546 | $16,123 | $15,133 |
| % Margin | 16.7% | 18.1% | 22.8% | 23.7% |
| EPS | 3.08 | 2.87 | 2.94 | 2.71 |
| % Growth | 7.3% | -2.4% | 8.5% | – |
| EPS Diluted | 2.98 | 2.77 | 2.85 | 2.63 |
| Weighted Avg Shares Out | 5,301 | 5,417 | 5,484 | 5,584 |
| Weighted Avg Shares Out Dil | 5,488 | 5,610 | 5,661 | 5,749 |
| Supplemental Information | – | – | – | – |
| Interest Income | $80,733 | $71,862 | $54,431 | $47,179 |
| Interest Expense | $26,654 | $17,143 | $3,323 | $3,205 |
| Depreciation & Amortization | $2,890 | $3,126 | $6,031 | $5,569 |
| EBITDA | $23,819 | $23,049 | $26,326 | $24,498 |
| % Margin | 24.4% | 26.9% | 37.2% | 38.3% |