Peoples Bancorp of North Carolina, Inc.
PEBK · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $24,869 | $25,030 | $23,844 | $24,726 |
| % Growth | -0.6% | 5% | -3.6% | – |
| Cost of Goods Sold | $6,816 | $5,910 | $6,294 | $6,371 |
| Gross Profit | $18,053 | $19,120 | $17,550 | $18,355 |
| % Margin | 72.6% | 76.4% | 73.6% | 74.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $7,290 | $7,361 | $6,977 | $7,992 |
| SG&A Expenses | $7,556 | $7,606 | $7,230 | $8,218 |
| Sales & Mktg Exp. | $266 | $245 | $253 | $226 |
| Other Operating Expenses | $5,705 | $4,851 | $4,688 | $5,548 |
| Operating Expenses | $13,261 | $12,457 | $11,918 | $13,766 |
| Operating Income | $4,792 | $6,663 | $5,632 | $4,589 |
| % Margin | 19.3% | 26.6% | 23.6% | 18.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $4,792 | $6,663 | $5,632 | $4,589 |
| Tax Expense | $1,100 | $1,503 | $1,287 | $1,030 |
| Net Income | $3,692 | $5,160 | $4,345 | $3,559 |
| % Margin | 14.8% | 20.6% | 18.2% | 14.4% |
| EPS | 0.7 | 0.97 | 0.82 | 0.67 |
| % Growth | -27.8% | 18.3% | 22.4% | – |
| EPS Diluted | 0.67 | 0.94 | 0.79 | 0.65 |
| Weighted Avg Shares Out | 5,309 | 5,303 | 5,299 | 5,312 |
| Weighted Avg Shares Out Dil | 5,472 | 5,470 | 5,481 | 5,475 |
| Supplemental Information | – | – | – | – |
| Interest Income | $21,405 | $20,720 | $19,970 | $20,386 |
| Interest Expense | $6,286 | $6,123 | $6,026 | $6,576 |
| Depreciation & Amortization | $735 | $705 | $678 | $706 |
| EBITDA | $5,527 | $7,368 | $6,310 | $5,295 |
| % Margin | 22.2% | 29.4% | 26.5% | 21.4% |