Ponce Financial Group, Inc.
PDLB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $167,295 | $134,467 | $87,120 | $77,577 |
| % Growth | 24.4% | 54.3% | 12.3% | – |
| Cost of Goods Sold | $87,491 | $61,574 | $40,195 | $10,969 |
| Gross Profit | $79,804 | $72,893 | $46,925 | $66,608 |
| % Margin | 47.7% | 54.2% | 53.9% | 85.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $33,638 | $33,189 | $29,488 | $24,455 |
| SG&A Expenses | $34,352 | $34,014 | $30,081 | $24,661 |
| Sales & Mktg Exp. | $714 | $825 | $593 | $206 |
| Other Operating Expenses | $29,767 | $33,026 | $53,690 | $8,323 |
| Operating Expenses | $64,119 | $67,040 | $83,771 | $32,984 |
| Operating Income | $15,685 | $5,853 | -$36,846 | $33,624 |
| % Margin | 9.4% | 4.4% | -42.3% | 43.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $15,685 | $5,853 | -$36,846 | $33,624 |
| Tax Expense | $4,713 | $2,501 | -$6,845 | $8,209 |
| Net Income | $10,972 | $3,352 | -$30,001 | $25,415 |
| % Margin | 6.6% | 2.5% | -34.4% | 32.8% |
| EPS | 0.46 | 0.15 | -1.32 | 1.52 |
| % Growth | 206.7% | 111.4% | -186.8% | – |
| EPS Diluted | 0.46 | 0.15 | -1.32 | 1.51 |
| Weighted Avg Shares Out | 22,435 | 22,745 | 22,691 | 16,745 |
| Weighted Avg Shares Out Dil | 22,552 | 22,822 | 22,691 | 16,791 |
| Supplemental Information | – | – | – | – |
| Interest Income | $162,637 | $125,867 | $82,752 | $67,098 |
| Interest Expense | $86,157 | $60,601 | $16,149 | $8,252 |
| Depreciation & Amortization | $4,737 | $4,526 | $4,266 | $2,473 |
| EBITDA | $20,422 | $10,379 | -$32,580 | $36,097 |
| % Margin | 12.2% | 7.7% | -37.4% | 46.5% |