Ponce Financial Group, Inc.
PDLB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $48,339 | $47,679 | $45,990 | $44,366 |
| % Growth | 1.4% | 3.7% | 3.7% | – |
| Cost of Goods Sold | $22,963 | $23,060 | $21,509 | $23,836 |
| Gross Profit | $25,376 | $24,619 | $24,481 | $20,530 |
| % Margin | 52.5% | 51.6% | 53.2% | 46.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $14,507 | $8,470 | $8,556 | $9,055 |
| SG&A Expenses | $14,691 | $8,736 | $8,639 | $9,344 |
| Sales & Mktg Exp. | $184 | $266 | $83 | $289 |
| Other Operating Expenses | $1,927 | $7,892 | $7,861 | $6,721 |
| Operating Expenses | $16,618 | $16,628 | $16,500 | $16,065 |
| Operating Income | $8,758 | $7,991 | $7,981 | $4,465 |
| % Margin | 18.1% | 16.8% | 17.4% | 10.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $8,758 | $7,991 | $7,981 | $4,465 |
| Tax Expense | $2,250 | $1,891 | $2,022 | $1,532 |
| Net Income | $6,508 | $6,100 | $5,959 | $2,933 |
| % Margin | 13.5% | 12.8% | 13% | 6.6% |
| EPS | 0.27 | 0.26 | 0.25 | 0.12 |
| % Growth | 3.8% | 4% | 108.3% | – |
| EPS Diluted | 0.27 | 0.25 | 0.25 | 0.12 |
| Weighted Avg Shares Out | 22,766 | 22,717 | 22,663 | 22,528 |
| Weighted Avg Shares Out Dil | 23,135 | 22,948 | 22,877 | 22,808 |
| Supplemental Information | – | – | – | – |
| Interest Income | $46,847 | $45,860 | $43,997 | $42,886 |
| Interest Expense | $21,599 | $21,434 | $21,794 | $22,156 |
| Depreciation & Amortization | $1,097 | $1,220 | $1,207 | $1,253 |
| EBITDA | $9,855 | $9,211 | $9,188 | $5,718 |
| % Margin | 20.4% | 19.3% | 20% | 12.9% |