Ponce Financial Group, Inc.

PDLB · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$48$48$46$44
% Growth1.4%3.7%3.7%
Cost of Goods Sold$23$23$22$24
Gross Profit$25$25$24$21
% Margin52.5%51.6%53.2%46.3%
R&D Expenses$0$0$0$0
G&A Expenses$15$8$9$9
SG&A Expenses$15$9$9$9
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$2$8$8$7
Operating Expenses$17$17$17$16
Operating Income$9$8$8$4
% Margin18.1%16.8%17.4%10.1%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$9$8$8$4
Tax Expense$2$2$2$2
Net Income$7$6$6$3
% Margin13.5%12.8%13%6.6%
EPS0.270.260.250.12
% Growth3.8%4%108.3%
EPS Diluted0.270.250.250.12
Weighted Avg Shares Out23232323
Weighted Avg Shares Out Dil23232323
Supplemental Information
Interest Income$47$46$44$43
Interest Expense$22$21$22$22
Depreciation & Amortization$1$1$1$1
EBITDA$10$9$9$6
% Margin20.4%19.3%20%12.9%