Ponce Financial Group, Inc.
PDLB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $6,508 | $6,100 | $5,959 | $2,933 |
| Dep. & Amort. | $1,097 | $1,220 | $1,207 | $1,253 |
| Deferred Tax | -$650 | -$641 | -$37 | $478 |
| Stock-Based Comp. | -$435 | $945 | $1,063 | $965 |
| Change in WC | -$2,864 | -$2,890 | $5,754 | $16,786 |
| Other Non-Cash | -$2,264 | $1,440 | -$859 | $452 |
| Operating Cash Flow | $1,392 | $6,174 | $13,087 | $22,867 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $407 | -$253 | -$154 | -$476 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $0 | $0 | $0 | $0 |
| Inv. Sales/Matur. | -$42,382 | $28,779 | $13,603 | $38,546 |
| Other Inv. Act. | $65,171 | -$89,934 | -$81,284 | -$106,848 |
| Investing Cash Flow | $23,196 | -$61,408 | -$67,835 | -$68,778 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | $15,000 | -$75,000 | $15,679 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | -$281 | $0 | $0 | $0 |
| Other Fin. Act. | -$4,367 | $37,262 | $120,083 | $14,541 |
| Financing Cash Flow | -$4,648 | $51,980 | $44,802 | $29,938 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $19,940 | -$3,254 | -$9,946 | -$15,973 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $126,639 | $129,893 | $139,839 | $155,812 |
| End Cash | $146,579 | $126,639 | $129,893 | $139,839 |
| Free Cash Flow | $1,799 | $5,921 | $12,933 | $22,391 |