Pinnacle Bank
PBNK · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $53,907 | $50,818 | $34,766 | $31,209 |
| % Growth | 6.1% | 46.2% | 11.4% | – |
| Cost of Goods Sold | $17,518 | $9,873 | $867 | $1,046 |
| Gross Profit | $36,389 | $40,945 | $33,899 | $30,164 |
| % Margin | 67.5% | 80.6% | 97.5% | 96.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $17,086 | $18,027 | $16,462 | $16,420 |
| SG&A Expenses | $17,797 | $18,680 | $17,035 | $16,818 |
| Sales & Mktg Exp. | $712 | $653 | $572 | $398 |
| Other Operating Expenses | $6,291 | $5,719 | $4,929 | $2,422 |
| Operating Expenses | $24,088 | $24,398 | $21,963 | $19,240 |
| Operating Income | $12,301 | $16,546 | $11,936 | $10,924 |
| % Margin | 22.8% | 32.6% | 34.3% | 35% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $12,301 | $16,546 | $11,936 | $10,924 |
| Tax Expense | $3,455 | $4,775 | $3,482 | $3,174 |
| Net Income | $8,846 | $11,771 | $8,453 | $7,750 |
| % Margin | 16.4% | 23.2% | 24.3% | 24.8% |
| EPS | 1.52 | 2.09 | 1.55 | 1.45 |
| % Growth | -27.3% | 34.8% | 6.9% | – |
| EPS Diluted | 1.49 | 2.07 | 1.52 | 1.42 |
| Weighted Avg Shares Out | 5,838 | 5,686 | 5,437 | 5,342 |
| Weighted Avg Shares Out Dil | 5,926 | 5,724 | 5,545 | 5,463 |
| Supplemental Information | – | – | – | – |
| Interest Income | $51,711 | $46,681 | $31,917 | $24,125 |
| Interest Expense | $13,727 | $9,543 | $2,017 | $1,046 |
| Depreciation & Amortization | $2,308 | $2,228 | $2,865 | $2,218 |
| EBITDA | $14,609 | $18,774 | $14,801 | $13,142 |
| % Margin | 27.1% | 36.9% | 42.6% | 42.1% |