Pathfinder Bancorp, Inc.

PBHC · NASDAQ
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$0$17,664$20,638$20,784
% Growth-100%-14.4%-0.7%
Cost of Goods Sold$0$9,565$8,487$10,137
Gross Profit$0$8,099$12,151$10,647
% Margin45.9%58.9%51.2%
R&D Expenses$0$0$0$0
G&A Expenses$0$4,525$4,679$4,354
SG&A Expenses$0$4,602$4,820$4,572
Sales & Mktg Exp.$0$77$141$218
Other Operating Expenses$0$3,459$3,613$324
Operating Expenses$0$8,061$8,433$4,896
Operating Income$0$38$3,718$5,751
% Margin0.2%18%27.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$0$38$3,718$5,751
Tax Expense$0$7$744$492
Net Income$0$31$2,974$3,907
% Margin0.2%14.4%18.8%
EPS0.0950.0050.480.69
% Growth1,800%-99%-30.4%
EPS Diluted0.10.0050.410.69
Weighted Avg Shares Out4,7694,7594,7494,732
Weighted Avg Shares Out Dil4,7694,7594,7494,732
Supplemental Information
Interest Income$0$19,161$19,348$19,362
Interest Expense$0$8,368$8,030$9,149
Depreciation & Amortization$388$513$665$204
EBITDA$388$551$4,383$5,955
% Margin3.1%21.2%28.7%
Pathfinder Bancorp, Inc. (PBHC) Financial Statements & Key Stats | AlphaPilot