Pathfinder Bancorp, Inc.
PBHC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $626 | $31 | $2,974 | $3,907 |
| Dep. & Amort. | $388 | $513 | $665 | $204 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $235 | $286 | $174 | $0 |
| Change in WC | $270 | -$2,060 | $1,790 | -$5,139 |
| Other Non-Cash | $5,529 | -$2,507 | $94 | -$1,627 |
| Operating Cash Flow | $7,048 | -$3,737 | $5,697 | -$2,655 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $861 | -$224 | -$637 | -$441 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $13,532 | -$39,682 | -$32,185 | -$35,998 |
| Inv. Sales/Matur. | -$9,948 | $20,692 | $22,587 | $36,200 |
| Other Inv. Act. | $34,720 | -$5,927 | $8,363 | $4,036 |
| Investing Cash Flow | $39,165 | -$25,141 | -$1,872 | $3,797 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | $51,849 | -$43,440 | -$12,016 |
| Stock Issued | $10,424 | $256 | $180 | $286 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | -$202 | -$615 | -$612 | -$597 |
| Other Fin. Act. | -$36,914 | -$42,605 | $59,943 | $7,433 |
| Financing Cash Flow | -$37,116 | $8,885 | $16,071 | -$4,894 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $9,097 | -$19,993 | $19,896 | -$3,752 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $31,475 | $51,468 | $31,572 | $35,324 |
| End Cash | $40,572 | $31,475 | $51,468 | $31,572 |
| Free Cash Flow | $7,909 | -$3,961 | $5,060 | -$3,096 |