Pioneer Bancorp, Inc.
PBFS · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $32,102 | $31,812 | $29,573 | $29,144 |
| % Growth | 0.9% | 7.6% | 1.5% | – |
| Cost of Goods Sold | $8,869 | $8,948 | $7,565 | $29,144 |
| Gross Profit | $23,233 | $22,864 | $22,008 | $0 |
| % Margin | 72.4% | 71.9% | 74.4% | 0% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $9,034 | $1,845 | $8,770 | $0 |
| SG&A Expenses | $9,273 | $2,151 | $9,013 | $0 |
| Sales & Mktg Exp. | $239 | $306 | $243 | $0 |
| Other Operating Expenses | $8,351 | $12,576 | $5,578 | $0 |
| Operating Expenses | $17,624 | $14,727 | $14,591 | $0 |
| Operating Income | $5,609 | $8,137 | $7,417 | $4,215 |
| % Margin | 17.5% | 25.6% | 25.1% | 14.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $5,609 | $8,137 | $7,417 | $4,215 |
| Tax Expense | $1,279 | $1,686 | $1,654 | $923 |
| Net Income | $4,330 | $6,451 | $5,763 | $3,292 |
| % Margin | 13.5% | 20.3% | 19.5% | 11.3% |
| EPS | 0.18 | 0.26 | 0.23 | 0.13 |
| % Growth | -30.8% | 13% | 76.9% | – |
| EPS Diluted | 0.18 | 0.26 | 0.23 | 0.13 |
| Weighted Avg Shares Out | 24,567 | 24,511 | 24,813 | 25,266 |
| Weighted Avg Shares Out Dil | 24,627 | 24,567 | 24,937 | 25,266 |
| Supplemental Information | – | – | – | – |
| Interest Income | $28,287 | $27,006 | $25,848 | $0 |
| Interest Expense | $8,084 | $7,398 | $6,765 | $0 |
| Depreciation & Amortization | $595 | $0 | $583 | $0 |
| EBITDA | $6,204 | $8,137 | $8,000 | $4,215 |
| % Margin | 19.3% | 25.6% | 27.1% | 14.5% |