Pioneer Bancorp, Inc.

PBFS · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$32$32$30$29
% Growth0.9%7.6%1.5%
Cost of Goods Sold$9$9$8$29
Gross Profit$23$23$22$0
% Margin72.4%71.9%74.4%0%
R&D Expenses$0$0$0$0
G&A Expenses$9$2$9$0
SG&A Expenses$9$2$9$0
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$8$13$6$0
Operating Expenses$18$15$15$0
Operating Income$6$8$7$4
% Margin17.5%25.6%25.1%14.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$6$8$7$4
Tax Expense$1$2$2$1
Net Income$4$6$6$3
% Margin13.5%20.3%19.5%11.3%
EPS0.180.260.230.13
% Growth-30.8%13%76.9%
EPS Diluted0.180.260.230.13
Weighted Avg Shares Out25252525
Weighted Avg Shares Out Dil25252525
Supplemental Information
Interest Income$28$27$26$0
Interest Expense$8$7$7$0
Depreciation & Amortization$1$0$1$0
EBITDA$6$8$8$4
% Margin19.3%25.6%27.1%14.5%