Pioneer Bancorp, Inc.
PBFS · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $4,330 | $6,451 | $5,763 | $3,292 |
| Dep. & Amort. | $595 | $600 | $583 | $0 |
| Deferred Tax | -$1,236 | -$653 | -$389 | $0 |
| Stock-Based Comp. | $446 | $500 | $499 | $0 |
| Change in WC | $194 | -$1,519 | -$9,629 | $9,293 |
| Other Non-Cash | -$424 | -$316 | -$353 | $5,180 |
| Operating Cash Flow | $3,905 | $5,063 | -$3,526 | $17,765 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$227 | -$508 | -$1,365 | -$633 |
| Net Acquisitions | $0 | $0 | $0 | $2,250 |
| Inv. Purchases | -$12,462 | -$56,871 | -$57,024 | -$103,865 |
| Inv. Sales/Matur. | $47,617 | $70,127 | $64,734 | $43,022 |
| Other Inv. Act. | -$72,041 | -$56,357 | -$51,997 | -$40,180 |
| Investing Cash Flow | -$37,113 | -$43,609 | -$45,652 | -$99,406 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$33 | -$32 | -$40,020 | $40,000 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$5,996 | -$3,309 | -$1,572 | -$1,931 |
| Dividends Paid | $0 | $0 | $0 | $0 |
| Other Fin. Act. | $145,720 | $24,329 | $133,875 | -$84,881 |
| Financing Cash Flow | $139,691 | $20,988 | $92,283 | -$46,812 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $106,483 | -$17,558 | $43,105 | $0 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $122,068 | $139,626 | $96,521 | $224,974 |
| End Cash | $228,551 | $122,068 | $139,626 | $96,521 |
| Free Cash Flow | $3,678 | $4,555 | -$4,891 | $17,132 |