Pioneer Bancorp, Inc.

PBFS · NASDAQ
Analyze with AI
6/30/2025
12/31/2024
6/30/2024
6/30/2023
Revenue$88,118$98,696$85,181
% Growth-10.7%15.9%
Cost of Goods Sold$0$24,503$5,492
Gross Profit$88,118$74,193$79,689
% Margin100%75.2%93.6%
R&D Expenses$0$0$0
G&A Expenses$11,692$31,228$29,186
SG&A Expenses$12,648$31,957$30,011
Sales & Mktg Exp.$956$729$825
Other Operating Expenses$42,612$22,827$21,823
Operating Expenses$55,260$54,784$51,834
Operating Income$32,858$19,409$27,855
% Margin37.3%19.7%32.7%
Other Income/Exp. Net-$8,036$0$0
Pre-Tax Income$24,822$19,409$27,855
Tax Expense$5,622$4,149$5,907
Net Income$19,200$15,260$21,948
% Margin21.8%15.5%25.8%
EPS0.770.610.87
% Growth26.2%-29.9%
EPS Diluted0.760.610.87
Weighted Avg Shares Out25,26325,19425,169
Weighted Avg Shares Out Dil25,09825,22325,169
Supplemental Information
Interest Income$0$88,316$71,033
Interest Expense$0$21,803$5,492
Depreciation & Amortization$0$2,596$2,698
EBITDA$0$22,005$30,553
% Margin0%22.3%35.9%