Pioneer Bancorp, Inc.

PBFS · NASDAQ
Analyze with AI
6/30/2025
12/31/2024
6/30/2024
6/30/2023
Revenue$88$99$85
% Growth-10.7%15.9%
Cost of Goods Sold$0$25$5
Gross Profit$88$74$80
% Margin100%75.2%93.6%
R&D Expenses$0$0$0
G&A Expenses$12$31$29
SG&A Expenses$13$32$30
Sales & Mktg Exp.$1$1$1
Other Operating Expenses$43$23$22
Operating Expenses$55$55$52
Operating Income$33$19$28
% Margin37.3%19.7%32.7%
Other Income/Exp. Net-$8$0$0
Pre-Tax Income$25$19$28
Tax Expense$6$4$6
Net Income$19$15$22
% Margin21.8%15.5%25.8%
EPS0.770.610.87
% Growth26.2%-29.9%
EPS Diluted0.760.610.87
Weighted Avg Shares Out252525
Weighted Avg Shares Out Dil252525
Supplemental Information
Interest Income$0$88$71
Interest Expense$0$22$5
Depreciation & Amortization$0$3$3
EBITDA$0$22$31
% Margin0%22.3%35.9%