Bank OZK
OZK · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $731,109 | $699,633 | $670,462 | $695,577 |
| % Growth | 4.5% | 4.4% | -3.6% | – |
| Cost of Goods Sold | $329,487 | $306,811 | $299,645 | $320,411 |
| Gross Profit | $401,622 | $392,822 | $370,817 | $375,166 |
| % Margin | 54.9% | 56.1% | 55.3% | 53.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $111,058 | $92,829 | $88,975 | $83,694 |
| SG&A Expenses | $111,058 | $97,401 | $93,026 | $87,396 |
| Sales & Mktg Exp. | $0 | $4,572 | $4,051 | $3,702 |
| Other Operating Expenses | $48,250 | $55,762 | $53,928 | $52,733 |
| Operating Expenses | $159,308 | $153,163 | $146,954 | $140,129 |
| Operating Income | $242,314 | $239,659 | $223,863 | $235,037 |
| % Margin | 33.1% | 34.3% | 33.4% | 33.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $242,314 | $239,659 | $223,863 | $235,037 |
| Tax Expense | $57,740 | $56,656 | $51,892 | $52,831 |
| Net Income | $184,580 | $182,978 | $171,959 | $182,181 |
| % Margin | 25.2% | 26.2% | 25.6% | 26.2% |
| EPS | 1.6 | 1.59 | 1.48 | 1.57 |
| % Growth | 0.6% | 7.4% | -5.7% | – |
| EPS Diluted | 1.59 | 1.58 | 1.47 | 1.56 |
| Weighted Avg Shares Out | 116,088 | 112,911 | 113,808 | 113,639 |
| Weighted Avg Shares Out Dil | 113,543 | 113,773 | 114,216 | 114,023 |
| Supplemental Information | – | – | – | – |
| Interest Income | $695,032 | $668,342 | $635,738 | $662,635 |
| Interest Expense | $281,173 | $271,596 | $261,228 | $283,237 |
| Depreciation & Amortization | $0 | $40,384 | $19,759 | $34,286 |
| EBITDA | $242,314 | $280,043 | $243,622 | $269,323 |
| % Margin | 33.1% | 40% | 36.3% | 38.7% |