Oxford Bank Corporation

OXBC · OTC
Analyze with AI
12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue$57,890$50,139$35,357$31,034
% Growth15.5%41.8%13.9%
Cost of Goods Sold$9,842$5,526$1,919$1,314
Gross Profit$48,048$44,613$33,438$29,720
% Margin83%89%94.6%95.8%
R&D Expenses$0$0$0$0
G&A Expenses$0$0$0$2,353
SG&A Expenses$0$0$0$12,357
Sales & Mktg Exp.$0$0$0$10,004
Other Operating Expenses$34,571$29,196$22,406$3,548
Operating Expenses$34,571$29,196$22,406$15,905
Operating Income$13,477$15,417$11,032$13,815
% Margin23.3%30.7%31.2%44.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$13,477$15,417$11,032$13,815
Tax Expense$2,769$2,847$2,119$2,932
Net Income$9,958$12,058$8,820$10,883
% Margin17.2%24%24.9%35.1%
EPS4.054.943.694.77
% Growth-18%33.9%-22.6%
EPS Diluted4.054.943.694.77
Weighted Avg Shares Out2,4602,4412,3912,280
Weighted Avg Shares Out Dil2,4602,4412,3912,280
Supplemental Information
Interest Income$51,316$41,424$31,009$26,356
Interest Expense$9,842$5,526$1,919$1,314
Depreciation & Amortization$1,132$881$0-$13,815
EBITDA$14,609$16,298$11,032-$14,185
% Margin25.2%32.5%31.2%-45.7%