Oak Valley Bancorp
OVLY · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $89,449 | $87,297 | $66,766 | $55,232 |
| % Growth | 2.5% | 30.8% | 20.9% | – |
| Cost of Goods Sold | $11,240 | $5,834 | -$231 | $336 |
| Gross Profit | $78,209 | $81,463 | $66,997 | $54,896 |
| % Margin | 87.4% | 93.3% | 100.3% | 99.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $28,640 | $26,109 | $23,045 | $20,210 |
| SG&A Expenses | $28,640 | $26,109 | $23,045 | $20,210 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $17,377 | $15,048 | $14,263 | $13,009 |
| Operating Expenses | $46,017 | $41,157 | $37,308 | $33,219 |
| Operating Income | $32,192 | $40,306 | $29,689 | $21,677 |
| % Margin | 36% | 46.2% | 44.5% | 39.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $32,192 | $40,306 | $29,689 | $21,677 |
| Tax Expense | $7,244 | $9,458 | $6,787 | $5,340 |
| Net Income | $24,948 | $30,848 | $22,902 | $16,337 |
| % Margin | 27.9% | 35.3% | 34.3% | 29.6% |
| EPS | 3.04 | 3.76 | 2.8 | 2.01 |
| % Growth | -19.1% | 34.3% | 39.3% | – |
| EPS Diluted | 3.02 | 3.75 | 2.79 | 2 |
| Weighted Avg Shares Out | 8,219 | 8,194 | 8,169 | 8,145 |
| Weighted Avg Shares Out Dil | 8,259 | 8,231 | 8,205 | 8,179 |
| Supplemental Information | – | – | – | – |
| Interest Income | $82,894 | $80,666 | $61,195 | $49,806 |
| Interest Expense | $12,860 | $4,864 | $1,119 | $971 |
| Depreciation & Amortization | $1,094 | $1,098 | $1,151 | $1,142 |
| EBITDA | $33,286 | $41,404 | $30,840 | $22,819 |
| % Margin | 37.2% | 47.4% | 46.2% | 41.3% |