Old Second Bancorp, Inc.
OSBC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $115,476 | $84,647 | $82,386 | $85,392 |
| % Growth | 36.4% | 2.7% | -3.5% | – |
| Cost of Goods Sold | $40,953 | $13,504 | $13,061 | $17,195 |
| Gross Profit | $74,523 | $71,143 | $69,325 | $68,197 |
| % Margin | 64.5% | 84% | 84.1% | 79.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $41,014 | $27,920 | $27,951 | $26,568 |
| SG&A Expenses | $41,559 | $28,240 | $28,118 | $26,848 |
| Sales & Mktg Exp. | $545 | $320 | $167 | $280 |
| Other Operating Expenses | $19,896 | $13,690 | $15,007 | $15,977 |
| Operating Expenses | $61,455 | $41,930 | $43,125 | $42,825 |
| Operating Income | $13,068 | $29,213 | $26,200 | $25,372 |
| % Margin | 11.3% | 34.5% | 31.8% | 29.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $13,068 | $29,213 | $26,200 | $25,372 |
| Tax Expense | $3,197 | $7,391 | $6,370 | $6,262 |
| Net Income | $9,871 | $21,822 | $19,830 | $19,110 |
| % Margin | 8.5% | 25.8% | 24.1% | 22.4% |
| EPS | 0.19 | 0.48 | 0.44 | 0.43 |
| % Growth | -60.4% | 9.1% | 2.3% | – |
| EPS Diluted | 0.18 | 0.48 | 0.43 | 0.42 |
| Weighted Avg Shares Out | 52,686 | 44,968 | 44,968 | 44,847 |
| Weighted Avg Shares Out Dil | 53,510 | 45,721 | 45,721 | 45,671 |
| Supplemental Information | – | – | – | – |
| Interest Income | $103,694 | $74,965 | $73,092 | $74,717 |
| Interest Expense | $21,300 | $11,004 | $10,661 | $13,695 |
| Depreciation & Amortization | $3,421 | $2,720 | $2,706 | $3,267 |
| EBITDA | $16,489 | $31,933 | $28,906 | $28,639 |
| % Margin | 14.3% | 37.7% | 35.1% | 33.5% |