Old Second Bancorp, Inc.

OSBC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$115$85$82$85
% Growth36.4%2.7%-3.5%
Cost of Goods Sold$41$14$13$17
Gross Profit$75$71$69$68
% Margin64.5%84%84.1%79.9%
R&D Expenses$0$0$0$0
G&A Expenses$41$28$28$27
SG&A Expenses$42$28$28$27
Sales & Mktg Exp.$1$0$0$0
Other Operating Expenses$20$14$15$16
Operating Expenses$61$42$43$43
Operating Income$13$29$26$25
% Margin11.3%34.5%31.8%29.7%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$13$29$26$25
Tax Expense$3$7$6$6
Net Income$10$22$20$19
% Margin8.5%25.8%24.1%22.4%
EPS0.190.480.440.43
% Growth-60.4%9.1%2.3%
EPS Diluted0.180.480.430.42
Weighted Avg Shares Out53454545
Weighted Avg Shares Out Dil54464646
Supplemental Information
Interest Income$104$75$73$75
Interest Expense$21$11$11$14
Depreciation & Amortization$3$3$3$3
EBITDA$16$32$29$29
% Margin14.3%37.7%35.1%33.5%
Old Second Bancorp, Inc. (OSBC) Financial Statements & Key Stats | AlphaPilot