Old Second Bancorp, Inc.
OSBC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $9,871 | $21,822 | $19,830 | $19,110 |
| Dep. & Amort. | $3,421 | $1,053 | $2,706 | $3,267 |
| Deferred Tax | -$12,979 | $3,289 | $2,935 | -$1,729 |
| Stock-Based Comp. | $1,556 | $1,148 | $1,383 | $829 |
| Change in WC | $13,928 | $9,519 | -$9,519 | -$1,925 |
| Other Non-Cash | $20,144 | -$12,586 | $503 | $4,444 |
| Operating Cash Flow | $35,941 | $24,245 | $17,838 | $23,996 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1,226 | $1,609 | -$1,609 | -$2,149 |
| Net Acquisitions | $10,501 | -$28 | $28 | $0 |
| Inv. Purchases | -$21,241 | -$79,642 | -$82,875 | -$84,933 |
| Inv. Sales/Matur. | $166,981 | $53,230 | $106,329 | $101,154 |
| Other Inv. Act. | -$63,228 | -$65,332 | $54,864 | $245,232 |
| Investing Cash Flow | $91,787 | -$90,163 | $76,737 | $259,304 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $149,500 | $8,588 | -$20,000 | -$315,000 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$5,884 | -$62 | -$1,430 | -$257 |
| Dividends Paid | -$3,155 | -$2,703 | -$2,694 | -$2,690 |
| Other Fin. Act. | -$293,431 | -$54,259 | $86,341 | $18,209 |
| Financing Cash Flow | -$152,970 | -$48,436 | $62,217 | -$299,738 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$25,242 | -$114,354 | $156,792 | -$16,438 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $141,767 | $256,121 | $99,329 | $115,767 |
| End Cash | $116,525 | $141,767 | $256,121 | $99,329 |
| Free Cash Flow | $34,715 | $25,854 | $16,229 | $21,847 |