Old Second Bancorp, Inc.
OSBC · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $336,168 | $321,026 | $255,241 | $141,887 |
| % Growth | 4.7% | 25.8% | 79.9% | – |
| Cost of Goods Sold | $69,019 | $56,540 | $16,867 | $12,776 |
| Gross Profit | $267,149 | $264,486 | $238,374 | $129,111 |
| % Margin | 79.5% | 82.4% | 93.4% | 91% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $101,836 | $92,483 | $90,195 | $59,880 |
| SG&A Expenses | $103,079 | $93,204 | $90,784 | $60,223 |
| Sales & Mktg Exp. | $1,243 | $721 | $589 | $343 |
| Other Operating Expenses | $51,114 | $46,874 | $56,041 | $41,021 |
| Operating Expenses | $154,193 | $140,078 | $146,825 | $101,244 |
| Operating Income | $112,956 | $124,408 | $91,549 | $27,867 |
| % Margin | 33.6% | 38.8% | 35.9% | 19.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $112,956 | $124,408 | $91,549 | $27,867 |
| Tax Expense | $27,692 | $32,679 | $24,144 | $7,823 |
| Net Income | $85,264 | $91,729 | $67,405 | $20,044 |
| % Margin | 25.4% | 28.6% | 26.4% | 14.1% |
| EPS | 1.9 | 2.05 | 1.51 | 0.66 |
| % Growth | -7.3% | 35.8% | 128.8% | – |
| EPS Diluted | 1.87 | 2.02 | 1.49 | 0.65 |
| Weighted Avg Shares Out | 44,828 | 44,664 | 44,527 | 30,209 |
| Weighted Avg Shares Out Dil | 45,639 | 45,395 | 45,213 | 30,738 |
| Supplemental Information | – | – | – | – |
| Interest Income | $295,626 | $290,050 | $215,537 | $104,709 |
| Interest Expense | $56,269 | $40,039 | $10,317 | $8,450 |
| Depreciation & Amortization | $9,160 | $7,704 | $6,885 | $3,796 |
| EBITDA | $122,116 | $132,112 | $98,434 | $31,663 |
| % Margin | 36.3% | 41.2% | 38.6% | 22.3% |