Oportun Financial Corporation
OPRT · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $162 | $164 | $163 | $167 |
| % Growth | -1.5% | 0.5% | -2.3% | – |
| Cost of Goods Sold | $57 | $60 | $57 | $74 |
| Gross Profit | $105 | $105 | $106 | $93 |
| % Margin | 65% | 63.7% | 64.8% | 55.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $30 | $30 | $28 | $26 |
| SG&A Expenses | $46 | $48 | $48 | $43 |
| Sales & Mktg Exp. | $17 | $18 | $20 | $17 |
| Other Operating Expenses | $45 | $46 | $44 | $46 |
| Operating Expenses | $91 | $94 | $93 | $89 |
| Operating Income | $14 | $10 | $13 | $4 |
| % Margin | 8.8% | 6.2% | 8.1% | 2.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $14 | $10 | $13 | $4 |
| Tax Expense | $9 | $3 | $3 | -$5 |
| Net Income | $5 | $7 | $10 | $9 |
| % Margin | 3.2% | 4.2% | 6% | 5.2% |
| EPS | 0.11 | 0.15 | 0.21 | 0.2 |
| % Growth | -26.7% | -28.6% | 5% | – |
| EPS Diluted | 0.11 | 0.14 | 0.21 | 0.2 |
| Weighted Avg Shares Out | 47 | 47 | 45 | 43 |
| Weighted Avg Shares Out Dil | 48 | 48 | 47 | 44 |
| Supplemental Information | – | – | – | – |
| Interest Income | $227 | $220 | $225 | $238 |
| Interest Expense | $57 | $60 | $57 | $74 |
| Depreciation & Amortization | $10 | $11 | $11 | $11 |
| EBITDA | $24 | $21 | $24 | $15 |
| % Margin | 15.1% | 12.7% | 14.8% | 9.2% |