Oportun Financial Corporation
OPRT · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $533,362 | $460,080 | $733,703 | $578,150 |
| % Growth | 15.9% | -37.3% | 26.9% | – |
| Cost of Goods Sold | $238,158 | $179,414 | $93,046 | $47,669 |
| Gross Profit | $295,204 | $280,666 | $640,657 | $530,481 |
| % Margin | 55.3% | 61% | 87.3% | 91.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $140,384 | $194,228 | $213,688 | $153,313 |
| SG&A Expenses | $207,357 | $269,512 | $323,721 | $270,195 |
| Sales & Mktg Exp. | $66,973 | $75,284 | $110,033 | $116,882 |
| Other Operating Expenses | $203,024 | $264,807 | $392,222 | $197,495 |
| Operating Expenses | $410,381 | $534,319 | $715,943 | $467,690 |
| Operating Income | -$115,177 | -$253,653 | -$75,286 | $62,791 |
| % Margin | -21.6% | -55.1% | -10.3% | 10.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | -$115,177 | -$253,653 | -$75,286 | $62,791 |
| Tax Expense | -$36,495 | -$73,702 | $2,458 | $15,377 |
| Net Income | -$78,682 | -$179,951 | -$77,744 | $47,414 |
| % Margin | -14.8% | -39.1% | -10.6% | 8.2% |
| EPS | -1.95 | -4.88 | -2.37 | 1.68 |
| % Growth | 60% | -105.9% | -241.1% | – |
| EPS Diluted | -1.95 | -4.88 | -2.37 | 1.56 |
| Weighted Avg Shares Out | 40,356 | 36,876 | 32,826 | 28,192 |
| Weighted Avg Shares Out Dil | 40,356 | 36,876 | 32,826 | 30,323 |
| Supplemental Information | – | – | – | – |
| Interest Income | $949,689 | $984,571 | $876,100 | $575,800 |
| Interest Expense | $238,158 | $179,414 | $93,000 | $47,700 |
| Depreciation & Amortization | $51,157 | $54,885 | $47,533 | $27,112 |
| EBITDA | -$64,020 | -$198,768 | -$27,753 | $89,903 |
| % Margin | -12% | -43.2% | -3.8% | 15.6% |