Old Point Financial Corporation
OPOF · NASDAQ
6/30/2025 | 3/31/2025 | 12/31/2024 | 9/30/2024 | |
|---|---|---|---|---|
| Revenue | $20,823 | $21,150 | $21,630 | $21,992 |
| % Growth | -1.5% | -2.2% | -1.6% | – |
| Cost of Goods Sold | $5,863 | $6,012 | $6,224 | $6,492 |
| Gross Profit | $14,960 | $15,138 | $15,406 | $15,500 |
| % Margin | 71.8% | 71.6% | 71.2% | 70.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $7,729 | $7,526 | $8,730 | $7,573 |
| SG&A Expenses | $7,729 | $7,526 | $8,730 | $7,573 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $5,635 | $4,921 | $3,358 | $4,821 |
| Operating Expenses | $13,364 | $12,447 | $12,088 | $12,394 |
| Operating Income | $153 | $2,691 | $3,318 | $3,106 |
| % Margin | 0.7% | 12.7% | 15.3% | 14.1% |
| Other Income/Exp. Net | $1,443 | $0 | $0 | $0 |
| Pre-Tax Income | $1,596 | $2,691 | $3,318 | $3,106 |
| Tax Expense | $354 | $533 | $438 | $724 |
| Net Income | $1,242 | $2,158 | $2,880 | $2,382 |
| % Margin | 6% | 10.2% | 13.3% | 10.8% |
| EPS | 0.24 | 0.42 | 0.57 | 0.47 |
| % Growth | -42.9% | -26.3% | 21.3% | – |
| EPS Diluted | 0.24 | 0.42 | 0.57 | 0.47 |
| Weighted Avg Shares Out | 5,103 | 5,091 | 5,065 | 5,077 |
| Weighted Avg Shares Out Dil | 5,103 | 5,091 | 5,078 | 5,077 |
| Supplemental Information | – | – | – | – |
| Interest Income | $17,517 | $17,243 | $18,315 | $18,456 |
| Interest Expense | $5,395 | $5,295 | $6,134 | $6,210 |
| Depreciation & Amortization | $557 | $589 | $514 | $627 |
| EBITDA | $3,129 | $3,280 | $3,832 | $3,733 |
| % Margin | 15% | 15.5% | 17.7% | 17% |