Old Point Financial Corporation
OPOF · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $85,816 | $80,279 | $59,858 | $57,137 |
| % Growth | 6.9% | 34.1% | 4.8% | – |
| Cost of Goods Sold | $24,902 | $21,028 | $5,311 | $4,252 |
| Gross Profit | $60,914 | $59,251 | $54,547 | $52,885 |
| % Margin | 71% | 73.8% | 91.1% | 92.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $31,707 | $32,270 | $28,046 | $26,080 |
| SG&A Expenses | $31,707 | $32,270 | $28,046 | $26,080 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $17,802 | $17,917 | $15,919 | $17,069 |
| Operating Expenses | $49,509 | $50,187 | $43,584 | $43,149 |
| Operating Income | $11,405 | $9,064 | $10,582 | $9,736 |
| % Margin | 13.3% | 11.3% | 17.7% | 17% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $11,405 | $9,064 | $10,582 | $9,736 |
| Tax Expense | $1,897 | $1,334 | $1,474 | $1,296 |
| Net Income | $9,508 | $7,730 | $9,108 | $8,440 |
| % Margin | 11.1% | 9.6% | 15.2% | 14.8% |
| EPS | 1.88 | 1.54 | 1.8 | 1.61 |
| % Growth | 22.1% | -14.4% | 11.8% | – |
| EPS Diluted | 1.88 | 1.54 | 1.8 | 1.61 |
| Weighted Avg Shares Out | 5,065 | 5,025 | 5,071 | 5,238 |
| Weighted Avg Shares Out Dil | 5,065 | 5,025 | 5,071 | 5,238 |
| Supplemental Information | – | – | – | – |
| Interest Income | $72,101 | $66,300 | $47,956 | $42,182 |
| Interest Expense | $24,189 | $18,427 | $3,605 | $3,458 |
| Depreciation & Amortization | $2,534 | $2,578 | $2,423 | $2,438 |
| EBITDA | $13,939 | $11,642 | $13,005 | $12,174 |
| % Margin | 16.2% | 14.5% | 21.7% | 21.3% |