OptimumBank Holdings, Inc.
OPHC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $18,303 | $17,422 | $16,238 | $16,711 |
| % Growth | 5.1% | 7.3% | -2.8% | – |
| Cost of Goods Sold | $6,036 | $6,386 | $5,416 | $7,018 |
| Gross Profit | $12,267 | $11,036 | $10,822 | $9,693 |
| % Margin | 67% | 63.3% | 66.6% | 58% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $4,004 | $275 | $3,381 | $2,145 |
| SG&A Expenses | $4,004 | $275 | $3,381 | $2,145 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $2,600 | $5,906 | $2,245 | $2,237 |
| Operating Expenses | $6,604 | $6,181 | $5,626 | $4,382 |
| Operating Income | $5,663 | $4,855 | $5,196 | $5,311 |
| % Margin | 30.9% | 27.9% | 32% | 31.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $5,663 | $4,855 | $5,196 | $5,311 |
| Tax Expense | $1,340 | $1,253 | $1,326 | $1,360 |
| Net Income | $4,323 | $3,602 | $3,870 | $3,951 |
| % Margin | 23.6% | 20.7% | 23.8% | 23.6% |
| EPS | 0.37 | 0.31 | 0.33 | 0.38 |
| % Growth | 19.4% | -6.1% | -13.2% | – |
| EPS Diluted | 0.35 | 0.29 | 0.32 | 0.39 |
| Weighted Avg Shares Out | 11,751 | 11,751 | 11,706 | 10,319 |
| Weighted Avg Shares Out Dil | 12,277 | 12,277 | 12,230 | 10,165 |
| Supplemental Information | – | – | – | – |
| Interest Income | $16,321 | $15,588 | $15,007 | $15,643 |
| Interest Expense | $5,273 | $5,346 | $5,581 | $6,406 |
| Depreciation & Amortization | -$430 | $874 | $128 | $181 |
| EBITDA | $5,233 | $5,729 | $5,324 | $5,492 |
| % Margin | 28.6% | 32.9% | 32.8% | 32.9% |