OppFi Inc.
OPFI · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $525,963 | $508,949 | $452,859 | $350,568 |
| % Growth | 3.3% | 12.4% | 29.2% | – |
| Cost of Goods Sold | $105,183 | $107,430 | $95,138 | $89,168 |
| Gross Profit | $420,780 | $401,519 | $357,721 | $261,400 |
| % Margin | 80% | 78.9% | 79% | 74.6% |
| R&D Expenses | $21,171 | $0 | $0 | $0 |
| G&A Expenses | $40,657 | $36,101 | $29,246 | $36,479 |
| SG&A Expenses | $89,865 | $86,663 | $87,540 | $88,941 |
| Sales & Mktg Exp. | $49,208 | $50,562 | $58,294 | $52,462 |
| Other Operating Expenses | $215,208 | $268,501 | $276,523 | $115,202 |
| Operating Expenses | $326,244 | $355,164 | $364,063 | $204,143 |
| Operating Income | $94,536 | $46,355 | -$6,342 | $57,257 |
| % Margin | 18% | 9.1% | -1.4% | 16.3% |
| Other Income/Exp. Net | -$6,484 | -$4,545 | $9,405 | $32,849 |
| Pre-Tax Income | $88,052 | $41,810 | $3,063 | $90,106 |
| Tax Expense | $4,215 | $2,331 | -$277 | $311 |
| Net Income | $7,258 | -$1,005 | $7,098 | $25,554 |
| % Margin | 1.4% | -0.2% | 1.6% | 7.3% |
| EPS | 0.36 | -0.061 | 0.51 | 1.93 |
| % Growth | 687.3% | -112% | -73.6% | – |
| EPS Diluted | 0.36 | -0.061 | 0.05 | 0.48 |
| Weighted Avg Shares Out | 20,146 | 16,391 | 13,914 | 13,218 |
| Weighted Avg Shares Out Dil | 20,146 | 16,391 | 84,256 | 84,474 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $182,234 | $46,750 | $35,162 | $137 |
| Depreciation & Amortization | $9,621 | $12,735 | $13,581 | $10,282 |
| EBITDA | $308,600 | $290,509 | $244,769 | $100,525 |
| % Margin | 58.7% | 57.1% | 54% | 28.7% |