OP Bancorp
OPBK · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $154,047 | $135,846 | $105,831 | $80,175 |
| % Growth | 13.4% | 28.4% | 32% | – |
| Cost of Goods Sold | $74,769 | $54,629 | $14,277 | $3,654 |
| Gross Profit | $79,278 | $81,217 | $91,554 | $76,521 |
| % Margin | 51.5% | 59.8% | 86.5% | 95.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $34,029 | $31,730 | $28,684 | $22,429 |
| SG&A Expenses | $34,562 | $32,344 | $29,227 | $23,113 |
| Sales & Mktg Exp. | $533 | $614 | $543 | $684 |
| Other Operating Expenses | $15,637 | $15,382 | $15,603 | $12,752 |
| Operating Expenses | $50,199 | $47,726 | $44,830 | $35,865 |
| Operating Income | $29,079 | $33,491 | $46,724 | $40,656 |
| % Margin | 18.9% | 24.7% | 44.1% | 50.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $29,079 | $33,491 | $46,724 | $40,656 |
| Tax Expense | $8,010 | $9,573 | $13,414 | $11,801 |
| Net Income | $21,069 | $23,918 | $33,310 | $28,840 |
| % Margin | 13.7% | 17.6% | 31.5% | 36% |
| EPS | 1.39 | 1.55 | 2.15 | 1.89 |
| % Growth | -10.3% | -27.9% | 13.8% | – |
| EPS Diluted | 1.39 | 1.55 | 2.14 | 1.88 |
| Weighted Avg Shares Out | 14,872 | 15,150 | 15,171 | 15,088 |
| Weighted Avg Shares Out Dil | 14,872 | 15,159 | 15,231 | 15,155 |
| Supplemental Information | – | – | – | – |
| Interest Income | $137,620 | $121,665 | $88,212 | $64,158 |
| Interest Expense | $72,012 | $52,978 | $11,301 | $3,132 |
| Depreciation & Amortization | $1,361 | $1,336 | $1,367 | $1,314 |
| EBITDA | $30,440 | $34,827 | $48,091 | $41,970 |
| % Margin | 19.8% | 25.6% | 45.4% | 52.3% |