OP Bancorp
OPBK · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $42,652 | $41,633 | $39,675 | $39,468 |
| % Growth | 2.4% | 4.9% | 0.5% | – |
| Cost of Goods Sold | $19,351 | $19,150 | $18,177 | $19,669 |
| Gross Profit | $23,301 | $22,483 | $21,498 | $19,799 |
| % Margin | 54.6% | 54% | 54.2% | 50.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $9,471 | $418 | $9,443 | $8,957 |
| SG&A Expenses | $9,597 | $650 | $9,599 | $9,039 |
| Sales & Mktg Exp. | $126 | $232 | $156 | $82 |
| Other Operating Expenses | $4,032 | $13,387 | $4,215 | $4,094 |
| Operating Expenses | $13,629 | $14,037 | $13,814 | $13,133 |
| Operating Income | $9,672 | $8,446 | $7,684 | $6,666 |
| % Margin | 22.7% | 20.3% | 19.4% | 16.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9,672 | $8,446 | $7,684 | $6,666 |
| Tax Expense | $2,969 | $2,113 | $2,124 | $1,695 |
| Net Income | $6,703 | $6,333 | $5,560 | $4,971 |
| % Margin | 15.7% | 15.2% | 14% | 12.6% |
| EPS | 0.45 | 0.42 | 0.37 | 0.33 |
| % Growth | 7.1% | 13.5% | 12.1% | – |
| EPS Diluted | 0.45 | 0.42 | 0.37 | 0.33 |
| Weighted Avg Shares Out | 14,886 | 14,860 | 14,857 | 14,816 |
| Weighted Avg Shares Out Dil | 14,919 | 14,860 | 14,857 | 14,816 |
| Supplemental Information | – | – | – | – |
| Interest Income | $38,522 | $37,665 | $34,859 | $35,051 |
| Interest Expense | $18,176 | $17,944 | $17,441 | $18,122 |
| Depreciation & Amortization | $4,892 | $394 | $347 | $327 |
| EBITDA | $14,564 | $8,840 | $8,031 | $6,993 |
| % Margin | 34.1% | 21.2% | 20.2% | 17.7% |