Metric spotlight
OMFGross MarginUpdated Dec 2024

OneMain Holdings, Inc.’s Gross Margin at a glance

OneMain Holdings, Inc. reports gross margin of 43.6% for Dec 2024. The prior period recorded 48.3% (Dec 2023). Year over year the metric moved −4.7 pts (−9.6%). The rolling three-period average stands at 49%. Data last refreshed Nov 21, 2025, 12:28 AM.

Latest reading

43.6% · Dec 2024

YoY movement

−4.7 pts (−9.6%)

Rolling average

49%

Current Gross Margin

43.6%

YoY change

−4.7 pts

YoY change %

−9.6%

Rolling average

49%

OMF · OneMain Holdings, Inc.

Latest Value

43.6%

Dec 2024

YoY Change

−4.7 pts

Absolute

YoY Change %

−9.6%

Rate of change

3-Period Avg

49%

Smoothed

201320142015201620172024

Narrative signal

OneMain Holdings, Inc.’s gross margin stands at 43.6% for Dec 2024. Year-over-year, the metric shifted by −4.7 pts, translating into a −9.6% rate of change versus the prior period.

Pair this momentum with product cadence, pricing power, and capital allocation moves to understand durability.

Blend with balance sheet, cash flow, and peer benchmarks from AlphaPilot’s broader dashboards to shape an investable thesis.

How gross margin shapes OneMain Holdings, Inc.'s story

As of Dec 2024, OneMain Holdings, Inc. reports gross margin of 43.6%. Measure pricing power and cost of goods efficiency by reviewing historical gross margins.

Pricing versus input costs

Gross margin expands when pricing power or mix more than offset raw material and labor inflation.

Benchmark to peers

Compare margins within a sector to spot operational advantages or signs of discounting.

Balance Sheet Strength

Evaluate leverage, liquidity, and cash generation capacity that underpin resilience.

Related metrics

OneMain Holdings, Inc. (OMF) FAQs

Answers tailored to OneMain Holdings, Inc.’s gross margin profile using the latest Financial Modeling Prep data.

What is OneMain Holdings, Inc.'s current gross margin?

As of Dec 2024, OneMain Holdings, Inc. reports gross margin of 43.6%. This reading reflects the latest filings and price data for OMF.

How is OneMain Holdings, Inc.'s gross margin trending year over year?

Year-over-year, the figure shifts by −4.7 pts (−9.6%). Pair this context with revenue growth and free cash flow signals to gauge momentum for OMF.

Why does gross margin matter for OneMain Holdings, Inc.?

Gross margin tracks the percentage of revenue remaining after direct production and service delivery costs. For OneMain Holdings, Inc., operating within Financial Services — Financial - Credit Services, tracking this metric helps benchmark management's execution against close competitors.

Is OneMain Holdings, Inc.'s gross margin above its recent average?

OneMain Holdings, Inc.'s rolling three-period average sits at 49%. Comparing the latest reading of 43.6% to that baseline highlights whether momentum is building or fading for OMF.

How frequently is OneMain Holdings, Inc.'s gross margin refreshed?

Data for OMF was last refreshed on Nov 21, 2025, 12:28 AM and updates automatically every 24 hours, keeping your valuation inputs current.