The Oita Bank, Ltd.
OITAF · OTC
3/31/2025 | 3/31/2024 | 3/31/2023 | 3/31/2022 | |
|---|---|---|---|---|
| Revenue | $75,681,000 | $66,172,000 | $68,671,000 | $53,542,000 |
| % Growth | 14.4% | -3.6% | 28.3% | – |
| Cost of Goods Sold | $6,188,000 | $0 | $1,954,000 | $489,000 |
| Gross Profit | $69,493,000 | $66,172,000 | $66,717,000 | $53,053,000 |
| % Margin | 91.8% | 100% | 97.2% | 99.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $27,512,000 | $27,130,000 | $27,186,000 |
| SG&A Expenses | $0 | $27,512,000 | $27,130,000 | $27,186,000 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $58,437,000 | $30,407,000 | $32,168,000 | $18,905,000 |
| Operating Expenses | $58,437,000 | $57,919,000 | $59,298,000 | $46,091,000 |
| Operating Income | $11,056,000 | $8,253,000 | $7,419,000 | $6,962,000 |
| % Margin | 14.6% | 12.5% | 10.8% | 13% |
| Other Income/Exp. Net | $0 | $526,000 | $0 | $0 |
| Pre-Tax Income | $11,056,000 | $8,779,000 | $7,419,000 | $6,962,000 |
| Tax Expense | $3,500,000 | $2,240,000 | $2,009,000 | $1,583,000 |
| Net Income | $7,555,000 | $6,536,000 | $5,409,000 | $5,376,000 |
| % Margin | 10% | 9.9% | 7.9% | 10% |
| EPS | 485.58 | 413.78 | 342.75 | 340.97 |
| % Growth | 17.4% | 20.7% | 0.5% | – |
| EPS Diluted | 482.12 | 411.01 | 340.64 | 339.18 |
| Weighted Avg Shares Out | 15,559 | 15,796 | 15,781 | 15,767 |
| Weighted Avg Shares Out Dil | 15,670 | 15,902 | 15,879 | 15,850 |
| Supplemental Information | – | – | – | – |
| Interest Income | $49,989,000 | $43,957,000 | $44,119,000 | $33,695,000 |
| Interest Expense | $6,188,000 | $4,287,000 | $1,954,000 | $489,000 |
| Depreciation & Amortization | $1,660,000 | $1,681,000 | $1,536,000 | $1,662,000 |
| EBITDA | $12,716,000 | $0 | $8,955,000 | $8,624,000 |
| % Margin | 16.8% | 0% | 13% | 16.1% |