OFG Bancorp
OFG · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $822,775 | $728,151 | $598,506 | $539,084 |
| % Growth | 13% | 21.7% | 11% | – |
| Cost of Goods Sold | $244,088 | $148,648 | $57,612 | $42,050 |
| Gross Profit | $578,687 | $579,503 | $540,894 | $497,034 |
| % Margin | 70.3% | 79.6% | 90.4% | 92.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $170,962 | $167,672 | $152,828 | $144,669 |
| SG&A Expenses | $180,676 | $176,415 | $161,068 | $151,668 |
| Sales & Mktg Exp. | $9,714 | $8,743 | $8,240 | $6,999 |
| Other Operating Expenses | $144,263 | $139,191 | $135,721 | $130,763 |
| Operating Expenses | $324,939 | $314,255 | $296,789 | $282,431 |
| Operating Income | $253,748 | $265,248 | $244,105 | $214,603 |
| % Margin | 30.8% | 36.4% | 40.8% | 39.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $253,748 | $265,248 | $244,105 | $214,603 |
| Tax Expense | $55,578 | $83,376 | $77,866 | $68,452 |
| Net Income | $198,170 | $181,872 | $166,239 | $146,151 |
| % Margin | 24.1% | 25% | 27.8% | 27.1% |
| EPS | 4.25 | 3.85 | 3.46 | 2.85 |
| % Growth | 10.4% | 11.3% | 21.4% | – |
| EPS Diluted | 4.23 | 3.82 | 3.44 | 2.81 |
| Weighted Avg Shares Out | 46,637 | 47,258 | 48,033 | 50,956 |
| Weighted Avg Shares Out Dil | 46,902 | 47,552 | 48,436 | 51,370 |
| Supplemental Information | – | – | – | – |
| Interest Income | $750,277 | $648,880 | $515,573 | $449,199 |
| Interest Expense | $161,837 | $88,010 | $33,493 | $41,829 |
| Depreciation & Amortization | $26,787 | $27,286 | $24,312 | $23,931 |
| EBITDA | $280,535 | $291,817 | $268,532 | $238,534 |
| % Margin | 34.1% | 40.1% | 44.9% | 44.2% |