OFG Bancorp
OFG · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $823 | $728 | $599 | $539 |
| % Growth | 13% | 21.7% | 11% | – |
| Cost of Goods Sold | $244 | $149 | $58 | $42 |
| Gross Profit | $579 | $580 | $541 | $497 |
| % Margin | 70.3% | 79.6% | 90.4% | 92.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $171 | $168 | $153 | $145 |
| SG&A Expenses | $181 | $176 | $161 | $152 |
| Sales & Mktg Exp. | $10 | $9 | $8 | $7 |
| Other Operating Expenses | $144 | $139 | $136 | $131 |
| Operating Expenses | $325 | $314 | $297 | $282 |
| Operating Income | $254 | $265 | $244 | $215 |
| % Margin | 30.8% | 36.4% | 40.8% | 39.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $254 | $265 | $244 | $215 |
| Tax Expense | $56 | $83 | $78 | $68 |
| Net Income | $198 | $182 | $166 | $146 |
| % Margin | 24.1% | 25% | 27.8% | 27.1% |
| EPS | 4.25 | 3.85 | 3.46 | 2.85 |
| % Growth | 10.4% | 11.3% | 21.4% | – |
| EPS Diluted | 4.23 | 3.82 | 3.44 | 2.81 |
| Weighted Avg Shares Out | 47 | 47 | 48 | 51 |
| Weighted Avg Shares Out Dil | 47 | 48 | 48 | 51 |
| Supplemental Information | – | – | – | – |
| Interest Income | $750 | $649 | $516 | $449 |
| Interest Expense | $162 | $88 | $33 | $42 |
| Depreciation & Amortization | $27 | $27 | $24 | $24 |
| EBITDA | $281 | $292 | $269 | $239 |
| % Margin | 34.1% | 40.1% | 44.9% | 44.2% |