OFG Bancorp
OFG · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $216,653 | $210,330 | $206,835 | $210,063 |
| % Growth | 3% | 1.7% | -1.5% | – |
| Cost of Goods Sold | $73,679 | $64,097 | $65,839 | $71,215 |
| Gross Profit | $142,974 | $146,233 | $140,996 | $138,848 |
| % Margin | 66% | 69.5% | 68.2% | 66.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $42,853 | $42,590 | $42,698 | $45,596 |
| SG&A Expenses | $45,728 | $45,134 | $45,315 | $48,017 |
| Sales & Mktg Exp. | $2,875 | $2,544 | $2,617 | $2,421 |
| Other Operating Expenses | $35,875 | $35,220 | $36,233 | $38,044 |
| Operating Expenses | $81,603 | $80,354 | $81,548 | $86,061 |
| Operating Income | $61,371 | $65,879 | $59,448 | $52,787 |
| % Margin | 28.3% | 31.3% | 28.7% | 25.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $61,371 | $65,879 | $59,448 | $52,787 |
| Tax Expense | $9,533 | $14,078 | $13,876 | $2,440 |
| Net Income | $51,838 | $51,801 | $45,572 | $50,347 |
| % Margin | 23.9% | 24.6% | 22% | 24% |
| EPS | 1.17 | 1.15 | 1.01 | 1.1 |
| % Growth | 1.7% | 13.9% | -8.2% | – |
| EPS Diluted | 1.16 | 1.15 | 1 | 1.09 |
| Weighted Avg Shares Out | 44,430 | 44,854 | 45,295 | 45,946 |
| Weighted Avg Shares Out Dil | 44,658 | 45,033 | 45,509 | 46,248 |
| Supplemental Information | – | – | – | – |
| Interest Income | $200,145 | $194,347 | $189,222 | $190,163 |
| Interest Expense | $45,421 | $42,419 | $40,151 | $41,025 |
| Depreciation & Amortization | $6,510 | $6,317 | $6,317 | $6,325 |
| EBITDA | $67,881 | $72,196 | $65,765 | $59,112 |
| % Margin | 31.3% | 34.3% | 31.8% | 28.1% |