OFG Bancorp
OFG · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $217 | $210 | $207 | $210 |
| % Growth | 3% | 1.7% | -1.5% | – |
| Cost of Goods Sold | $74 | $64 | $66 | $71 |
| Gross Profit | $143 | $146 | $141 | $139 |
| % Margin | 66% | 69.5% | 68.2% | 66.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $43 | $43 | $43 | $46 |
| SG&A Expenses | $46 | $45 | $45 | $48 |
| Sales & Mktg Exp. | $3 | $3 | $3 | $2 |
| Other Operating Expenses | $36 | $35 | $36 | $38 |
| Operating Expenses | $82 | $80 | $82 | $86 |
| Operating Income | $61 | $66 | $59 | $53 |
| % Margin | 28.3% | 31.3% | 28.7% | 25.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $61 | $66 | $59 | $53 |
| Tax Expense | $10 | $14 | $14 | $2 |
| Net Income | $52 | $52 | $46 | $50 |
| % Margin | 23.9% | 24.6% | 22% | 24% |
| EPS | 1.17 | 1.15 | 1.01 | 1.1 |
| % Growth | 1.7% | 13.9% | -8.2% | – |
| EPS Diluted | 1.16 | 1.15 | 1 | 1.09 |
| Weighted Avg Shares Out | 44 | 45 | 45 | 46 |
| Weighted Avg Shares Out Dil | 45 | 45 | 46 | 46 |
| Supplemental Information | – | – | – | – |
| Interest Income | $200 | $194 | $189 | $190 |
| Interest Expense | $45 | $42 | $40 | $41 |
| Depreciation & Amortization | $7 | $6 | $6 | $6 |
| EBITDA | $68 | $72 | $66 | $59 |
| % Margin | 31.3% | 34.3% | 31.8% | 28.1% |