OceanFirst Financial Corp.
OCFC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $173,328 | $165,402 | $163,786 | $170,718 |
| % Growth | 4.8% | 1% | -4.1% | – |
| Cost of Goods Sold | $75,629 | $70,228 | $72,391 | $79,758 |
| Gross Profit | $97,699 | $95,174 | $91,395 | $90,960 |
| % Margin | 56.4% | 57.5% | 55.8% | 53.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $44,003 | $43,140 | $39,723 | $39,119 |
| SG&A Expenses | $45,541 | $44,681 | $40,831 | $40,734 |
| Sales & Mktg Exp. | $1,538 | $1,541 | $1,108 | $1,615 |
| Other Operating Expenses | $29,616 | $25,637 | $22,293 | $22,981 |
| Operating Expenses | $75,157 | $70,318 | $63,124 | $63,715 |
| Operating Income | $22,542 | $24,856 | $28,271 | $27,355 |
| % Margin | 13% | 15% | 17.3% | 16% |
| Other Income/Exp. Net | $0 | $0 | $0 | -$110 |
| Pre-Tax Income | $22,542 | $24,856 | $28,271 | $27,245 |
| Tax Expense | $5,156 | $5,771 | $6,808 | $5,083 |
| Net Income | $17,330 | $19,046 | $21,509 | $21,909 |
| % Margin | 10% | 11.5% | 13.1% | 12.8% |
| EPS | 0.3 | 0.28 | 0.35 | 0.36 |
| % Growth | 7.1% | -20% | -2.8% | – |
| EPS Diluted | 0.3 | 0.28 | 0.35 | 0.36 |
| Weighted Avg Shares Out | 57,031 | 57,889 | 58,102 | 58,026 |
| Weighted Avg Shares Out Dil | 57,036 | 57,891 | 58,111 | 58,055 |
| Supplemental Information | – | – | – | – |
| Interest Income | $162,194 | $154,825 | $153,703 | $159,620 |
| Interest Expense | $71,537 | $67,189 | $67,051 | $76,291 |
| Depreciation & Amortization | $3,646 | $3,548 | $3,544 | $3,549 |
| EBITDA | $26,188 | $28,404 | $31,815 | $30,794 |
| % Margin | 15.1% | 17.2% | 19.4% | 18% |