OceanFirst Financial Corp.

OCFC · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$173$165$164$171
% Growth4.8%1%-4.1%
Cost of Goods Sold$76$70$72$80
Gross Profit$98$95$91$91
% Margin56.4%57.5%55.8%53.3%
R&D Expenses$0$0$0$0
G&A Expenses$44$43$40$39
SG&A Expenses$46$45$41$41
Sales & Mktg Exp.$2$2$1$2
Other Operating Expenses$30$26$22$23
Operating Expenses$75$70$63$64
Operating Income$23$25$28$27
% Margin13%15%17.3%16%
Other Income/Exp. Net$0$0$0-$0
Pre-Tax Income$23$25$28$27
Tax Expense$5$6$7$5
Net Income$17$19$22$22
% Margin10%11.5%13.1%12.8%
EPS0.30.280.350.36
% Growth7.1%-20%-2.8%
EPS Diluted0.30.280.350.36
Weighted Avg Shares Out57585858
Weighted Avg Shares Out Dil57585858
Supplemental Information
Interest Income$162$155$154$160
Interest Expense$72$67$67$76
Depreciation & Amortization$4$4$4$4
EBITDA$26$28$32$31
% Margin15.1%17.2%19.4%18%
OceanFirst Financial Corp. (OCFC) Financial Statements & Key Stats | AlphaPilot