Orange County Bancorp, Inc.
OBT · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $41,293 | $40,517 | $36,241 | $36,493 |
| % Growth | 1.9% | 11.8% | -0.7% | – |
| Cost of Goods Sold | $11,457 | $10,197 | $8,481 | $9,077 |
| Gross Profit | $29,836 | $30,320 | $27,760 | $27,416 |
| % Margin | 72.3% | 74.8% | 76.6% | 75.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $10,441 | $9,800 | $9,991 | $10,022 |
| SG&A Expenses | $10,922 | $10,281 | $10,380 | $10,431 |
| Sales & Mktg Exp. | $481 | $481 | $389 | $409 |
| Other Operating Expenses | $5,896 | $6,450 | $6,092 | $8,017 |
| Operating Expenses | $16,818 | $16,731 | $16,472 | $18,448 |
| Operating Income | $13,018 | $13,589 | $11,288 | $8,968 |
| % Margin | 31.5% | 33.5% | 31.1% | 24.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $13,018 | $13,589 | $11,288 | $8,968 |
| Tax Expense | $2,999 | $3,128 | $2,584 | $1,804 |
| Net Income | $10,019 | $10,461 | $8,704 | $7,164 |
| % Margin | 24.3% | 25.8% | 24% | 19.6% |
| EPS | 0.75 | 0.87 | 0.77 | 0.63 |
| % Growth | -13.8% | 13% | 22.2% | – |
| EPS Diluted | 0.75 | 0.87 | 0.77 | 0.63 |
| Weighted Avg Shares Out | 13,338 | 11,665 | 11,332 | 11,303 |
| Weighted Avg Shares Out Dil | 13,338 | 11,665 | 11,332 | 11,303 |
| Supplemental Information | – | – | – | – |
| Interest Income | $34,528 | $33,224 | $31,907 | $32,206 |
| Interest Expense | $7,581 | $8,084 | $8,279 | $9,128 |
| Depreciation & Amortization | $447 | $462 | $468 | $547 |
| EBITDA | $13,465 | $14,051 | $11,756 | $9,515 |
| % Margin | 32.6% | 34.7% | 32.4% | 26.1% |