Northumberland Bancorp
NUBC · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $20,657 | $19,761 | $25,182 | $23,802 |
| % Growth | 4.5% | -21.5% | 5.8% | – |
| Cost of Goods Sold | $0 | -$40 | $0 | $0 |
| Gross Profit | $20,657 | $19,801 | $25,182 | $23,802 |
| % Margin | 100% | 100.2% | 100% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $2,132 | $1,765 | $1,740 | $1,409 |
| SG&A Expenses | $15,515 | $14,280 | $14,016 | $12,784 |
| Sales & Mktg Exp. | $13,383 | $12,515 | $12,276 | $11,375 |
| Other Operating Expenses | $0 | $0 | -$4,783 | -$4,558 |
| Operating Expenses | $15,515 | $14,280 | $4,783 | $4,558 |
| Operating Income | $1,877 | $5,481 | $3,692 | $5,204 |
| % Margin | 9.1% | 27.7% | 14.7% | 21.9% |
| Other Income/Exp. Net | -$3,265 | -$3,411 | $13,925 | -$3,626 |
| Pre-Tax Income | $1,877 | $2,070 | $3,487 | $5,030 |
| Tax Expense | $115 | $178 | $434 | $772 |
| Net Income | $1,762 | $1,892 | $3,053 | $4,252 |
| % Margin | 8.5% | 9.6% | 12.1% | 17.9% |
| EPS | 1.37 | 1.47 | 2.38 | 3.25 |
| % Growth | -6.8% | -38.2% | -26.8% | – |
| EPS Diluted | 1.37 | 1.47 | 2.38 | 3.25 |
| Weighted Avg Shares Out | 1,285 | 1,287 | 1,282 | 1,310 |
| Weighted Avg Shares Out Dil | 1,285 | 1,287 | 1,282 | 1,310 |
| Supplemental Information | – | – | – | – |
| Interest Income | $28,982 | $0 | $20,944 | $18,016 |
| Interest Expense | $13,370 | $0 | $3,941 | $2,567 |
| Depreciation & Amortization | $2,273 | -$2,384 | $609 | $634 |
| EBITDA | $4,150 | -$314 | -$2,770 | -$2,458 |
| % Margin | 20.1% | -1.6% | -11% | -10.3% |