Nu Holdings Ltd.
NU · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $4,005 | $3,540 | $3,147 | $2,858 |
| % Growth | 13.1% | 12.5% | 10.1% | – |
| Cost of Goods Sold | $2,253 | $2,042 | $1,870 | $1,552 |
| Gross Profit | $1,752 | $1,498 | $1,277 | $1,306 |
| % Margin | 43.7% | 42.3% | 40.6% | 45.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $315 | $320 | $275 | $311 |
| SG&A Expenses | $386 | $378 | $311 | $333 |
| Sales & Mktg Exp. | $70 | $59 | $37 | $22 |
| Other Operating Expenses | $250 | $240 | $170 | $205 |
| Operating Expenses | $635 | $618 | $482 | $538 |
| Operating Income | $1,116 | $879 | $795 | $767 |
| % Margin | 27.9% | 24.8% | 25.3% | 26.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $1,116 | $879 | $795 | $767 |
| Tax Expense | $334 | $242 | $238 | $215 |
| Net Income | $782 | $637 | $557 | $553 |
| % Margin | 19.5% | 18% | 17.7% | 19.3% |
| EPS | 0.16 | 0.13 | 0.12 | 0.11 |
| % Growth | 23.1% | 8.3% | 9.1% | – |
| EPS Diluted | 0.16 | 0.13 | 0.11 | 0.11 |
| Weighted Avg Shares Out | 4,839 | 4,826 | 4,816 | 4,807 |
| Weighted Avg Shares Out Dil | 4,905 | 4,900 | 4,893 | 4,807 |
| Supplemental Information | – | – | – | – |
| Interest Income | $3,577 | $3,129 | $2,732 | $2,494 |
| Interest Expense | $1,276 | $1,030 | $896 | $748 |
| Depreciation & Amortization | $26 | $23 | $21 | $21 |
| EBITDA | $1,142 | $902 | $816 | $789 |
| % Margin | 28.5% | 25.5% | 25.9% | 27.6% |