National Bank of Canada
NTIOF · OTC
10/31/2025 | 10/31/2024 | 10/31/2023 | 10/31/2022 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $4,017,000 | $3,816,000 | $3,337,000 | $3,384,000 |
| Dep. & Amort. | $654,000 | $514,000 | $524,000 | $481,000 |
| Deferred Tax | -$180,000 | -$138,000 | $0 | $110,000 |
| Stock-Based Comp. | $24,000 | $17,000 | $240,000 | $254,000 |
| Change in WC | -$1,163,555 | $196,000 | -$7,642,000 | -$5,925,000 |
| Other Non-Cash | $1,283,555 | $247,000 | -$13,072,000 | -$226,000 |
| Operating Cash Flow | $2,894,264 | $4,652,000 | $5,166,000 | -$1,922,000 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$502,000 | -$703,000 | -$352,000 | -$670,000 |
| Net Acquisitions | $131,000 | $0 | $651,000 | $0 |
| Inv. Purchases | -$31,437,000 | -$17,333,000 | -$8,846,000 | -$9,307,000 |
| Inv. Sales/Matur. | $24,730,000 | $10,690,000 | $9,417,000 | $8,319,000 |
| Other Inv. Act. | -$2,000 | $10,000 | -$950,000 | $202,000 |
| Investing Cash Flow | -$7,080,000 | -$7,336,000 | -$80,000 | -$1,456,000 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $1,549,000 | $390,000 | -$852,000 | $640,000 |
| Stock Issued | $54,218 | $153,000 | $88,000 | $53,000 |
| Stock Repurch. | -$365,974 | $0 | $0 | -$245,000 |
| Dividends Paid | -$1,392,557 | -$1,640,000 | -$1,503,000 | -$1,325,000 |
| Other Fin. Act. | -$1,206,443 | $0 | $21,779,000 | $496,000 |
| Financing Cash Flow | -$1,175,000 | -$1,097,000 | $19,512,000 | -$381,000 |
| Forex Effect | -$13,000 | $96,000 | $545,000 | $1,750,000 |
| Net Chg. in Cash | -$3,633,000 | -$3,685,000 | $3,364,000 | -$2,009,000 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $31,549,000 | $35,234,000 | $31,870,000 | $33,879,000 |
| End Cash | $27,916,000 | $31,549,000 | $35,234,000 | $31,870,000 |
| Free Cash Flow | $2,728,042 | $3,949,000 | $4,515,000 | -$2,592,000 |