NMI Holdings, Inc.
NMIH · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $650,971 | $579,003 | $524,458 | $485,638 |
| % Growth | 12.4% | 10.4% | 8% | – |
| Cost of Goods Sold | $32,267 | $23,389 | -$2,500 | $14,814 |
| Gross Profit | $618,704 | $555,614 | $526,958 | $470,824 |
| % Margin | 95% | 96% | 100.5% | 96.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $155,293 | $142,911 | $149,653 | $174,099 |
| Operating Expenses | $155,293 | $142,911 | $149,653 | $174,099 |
| Operating Income | $463,411 | $412,703 | $377,305 | $296,725 |
| % Margin | 71.2% | 71.3% | 71.9% | 61.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $463,411 | $412,703 | $377,305 | $296,725 |
| Tax Expense | $103,305 | $90,593 | $84,403 | $65,595 |
| Net Income | $360,106 | $322,110 | $292,902 | $231,130 |
| % Margin | 55.3% | 55.6% | 55.8% | 47.6% |
| EPS | 4.51 | 3.91 | 3.45 | 2.7 |
| % Growth | 15.3% | 13.3% | 27.8% | – |
| EPS Diluted | 4.43 | 3.84 | 3.39 | 2.65 |
| Weighted Avg Shares Out | 79,844 | 82,407 | 84,921 | 85,620 |
| Weighted Avg Shares Out Dil | 81,273 | 83,854 | 85,999 | 86,885 |
| Supplemental Information | – | – | – | – |
| Interest Income | $5,000 | $2,300 | $400 | $0 |
| Interest Expense | $36,896 | $32,212 | $32,163 | $31,796 |
| Depreciation & Amortization | $11,936 | $11,541 | $11,870 | $11,232 |
| EBITDA | $512,243 | $456,456 | $421,338 | $339,753 |
| % Margin | 78.7% | 78.8% | 80.3% | 70% |