NMI Holdings, Inc.
NMIH · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $651 | $579 | $524 | $486 |
| % Growth | 12.4% | 10.4% | 8% | – |
| Cost of Goods Sold | $32 | $23 | -$3 | $15 |
| Gross Profit | $619 | $556 | $527 | $471 |
| % Margin | 95% | 96% | 100.5% | 96.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $155 | $143 | $150 | $174 |
| Operating Expenses | $155 | $143 | $150 | $174 |
| Operating Income | $463 | $413 | $377 | $297 |
| % Margin | 71.2% | 71.3% | 71.9% | 61.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $463 | $413 | $377 | $297 |
| Tax Expense | $103 | $91 | $84 | $66 |
| Net Income | $360 | $322 | $293 | $231 |
| % Margin | 55.3% | 55.6% | 55.8% | 47.6% |
| EPS | 4.51 | 3.91 | 3.45 | 2.7 |
| % Growth | 15.3% | 13.3% | 27.8% | – |
| EPS Diluted | 4.43 | 3.84 | 3.39 | 2.65 |
| Weighted Avg Shares Out | 80 | 82 | 85 | 86 |
| Weighted Avg Shares Out Dil | 81 | 84 | 86 | 87 |
| Supplemental Information | – | – | – | – |
| Interest Income | $5 | $2 | $0 | $0 |
| Interest Expense | $37 | $32 | $32 | $32 |
| Depreciation & Amortization | $12 | $12 | $12 | $11 |
| EBITDA | $512 | $456 | $421 | $340 |
| % Margin | 78.7% | 78.8% | 80.3% | 70% |