NMI Holdings, Inc.
NMIH · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $178,679 | $173,779 | $173,246 | $166,504 |
| % Growth | 2.8% | 0.3% | 4% | – |
| Cost of Goods Sold | $18,716 | $13,555 | $4,594 | $17,437 |
| Gross Profit | $159,963 | $160,224 | $168,652 | $149,067 |
| % Margin | 89.5% | 92.2% | 97.3% | 89.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $36,280 | $36,623 | $37,281 | $38,194 |
| Operating Expenses | $36,280 | $36,623 | $37,281 | $38,194 |
| Operating Income | $123,683 | $123,601 | $131,371 | $110,873 |
| % Margin | 69.2% | 71.1% | 75.8% | 66.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $123,683 | $123,601 | $131,371 | $110,873 |
| Tax Expense | $27,684 | $27,450 | $28,812 | $24,706 |
| Net Income | $95,999 | $96,151 | $102,559 | $86,167 |
| % Margin | 53.7% | 55.3% | 59.2% | 51.8% |
| EPS | 1.24 | 1.23 | 1.31 | 1.09 |
| % Growth | 0.8% | -6.1% | 20.2% | – |
| EPS Diluted | 1.22 | 1.21 | 1.28 | 1.07 |
| Weighted Avg Shares Out | 77,410 | 77,987 | 78,407 | 78,997 |
| Weighted Avg Shares Out Dil | 78,830 | 79,256 | 79,858 | 80,623 |
| Supplemental Information | – | – | – | – |
| Interest Income | $900 | $1,100 | $900 | $0 |
| Interest Expense | $7,124 | $7,115 | $7,106 | $7,102 |
| Depreciation & Amortization | $2,838 | $2,838 | $2,888 | $2,966 |
| EBITDA | $133,645 | $133,554 | $141,365 | $120,941 |
| % Margin | 74.8% | 76.9% | 81.6% | 72.6% |