NMI Holdings, Inc.

NMIH · NASDAQ
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$179$174$173$167
% Growth2.8%0.3%4%
Cost of Goods Sold$19$14$5$17
Gross Profit$160$160$169$149
% Margin89.5%92.2%97.3%89.5%
R&D Expenses$0$0$0$0
G&A Expenses$0$0$0$0
SG&A Expenses$0$0$0$0
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$36$37$37$38
Operating Expenses$36$37$37$38
Operating Income$124$124$131$111
% Margin69.2%71.1%75.8%66.6%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$124$124$131$111
Tax Expense$28$27$29$25
Net Income$96$96$103$86
% Margin53.7%55.3%59.2%51.8%
EPS1.241.231.311.09
% Growth0.8%-6.1%20.2%
EPS Diluted1.221.211.281.07
Weighted Avg Shares Out77787879
Weighted Avg Shares Out Dil79798081
Supplemental Information
Interest Income$1$1$1$0
Interest Expense$7$7$7$7
Depreciation & Amortization$3$3$3$3
EBITDA$134$134$141$121
% Margin74.8%76.9%81.6%72.6%