Neffs Bancorp, Inc.

NEFB · OTC
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3/31/2011
12/31/2010
9/30/2010
6/30/2010
Revenue$3,307$3,387$3,471$3,575
% Growth-2.4%-2.4%-2.9%
Cost of Goods Sold$1,212$1,272$1,369$1,331
Gross Profit$2,095$2,115$2,102$2,244
% Margin63.4%62.4%60.6%62.8%
R&D Expenses$0$0$0$0
G&A Expenses$420$399$398$397
SG&A Expenses$420$399$398$397
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$543$934$518$489
Operating Expenses$963$1,333$916$886
Operating Income$1,132$782$1,186$1,358
% Margin34.2%23.1%34.2%38%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$1,132$782$1,186$1,358
Tax Expense$246$117$268$338
Net Income$886$665$918$1,020
% Margin26.8%19.6%26.4%28.5%
EPS4.963.715.075.59
% Growth33.7%-26.8%-9.3%
EPS Diluted4.963.715.075.59
Weighted Avg Shares Out179180181182
Weighted Avg Shares Out Dil179180181182
Supplemental Information
Interest Income$3,249$3,320$3,407$3,503
Interest Expense$1,125$1,178$1,215$1,241
Depreciation & Amortization$61$72$54$55
EBITDA$1,193$854$1,240$1,413
% Margin36.1%25.2%35.7%39.5%
Neffs Bancorp, Inc. (NEFB) Financial Statements & Key Stats | AlphaPilot