Neffs Bancorp, Inc.

NEFB · OTC
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3/31/2011
12/31/2010
9/30/2010
6/30/2010
Operating Activities
Net Income$886$665$918$1,020
Dep. & Amort.$61$72$54$55
Deferred Tax$0$0$0$0
Stock-Based Comp.$0$0$0$0
Change in WC-$135-$154-$227$121
Other Non-Cash$291$832$123-$91
Operating Cash Flow$1,103$1,415$868$1,105
Investing Activities
PP&E Inv.-$31-$30-$41-$51
Net Acquisitions$0-$3,130$0$0
Inv. Purchases-$13,271-$13,618-$33,318-$16,675
Inv. Sales/Matur.$11,711$13,427$25,094$17,741
Other Inv. Act.-$1,034$507$6,243-$12,363
Investing Cash Flow-$2,625-$2,844-$2,022-$11,348
Financing Activities
Debt Repay.$0$0$0$0
Stock Issued$0$0$0$0
Stock Repurch.-$261-$360-$68-$490
Dividends Paid$0-$497$0$0
Other Fin. Act.$1,295$6,994$1,959$5,068
Financing Cash Flow$1,034$6,137$1,891$4,578
Forex Effect$0$0$0$0
Net Chg. in Cash-$488$4,708$737-$5,665
Supplemental Information
Beg. Cash$7,448$2,740$2,003$7,668
End Cash$6,960$7,448$2,740$2,003
Free Cash Flow$1,072$1,385$827$1,054