NBT Bancorp Inc.
NBTB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $239 | $224 | $201 | $199 |
| % Growth | 6.6% | 11.3% | 0.9% | – |
| Cost of Goods Sold | $56 | $71 | $55 | $54 |
| Gross Profit | $183 | $153 | $146 | $146 |
| % Margin | 76.6% | 68.2% | 72.8% | 73% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $22 | $21 | $62 | $63 |
| SG&A Expenses | $22 | $22 | $64 | $64 |
| Sales & Mktg Exp. | $0 | $1 | $1 | $1 |
| Other Operating Expenses | $89 | $100 | $36 | $36 |
| Operating Expenses | $111 | $122 | $99 | $100 |
| Operating Income | $72 | $31 | $47 | $46 |
| % Margin | 30.1% | 13.7% | 23.5% | 22.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $72 | $31 | $47 | $46 |
| Tax Expense | $17 | $8 | $10 | $10 |
| Net Income | $54 | $23 | $37 | $36 |
| % Margin | 22.8% | 10% | 18.3% | 18% |
| EPS | 1.16 | 0.48 | 0.78 | 0.76 |
| % Growth | 141.7% | -38.5% | 2.6% | – |
| EPS Diluted | 1.16 | 0.48 | 0.77 | 0.76 |
| Weighted Avg Shares Out | 47 | 47 | 47 | 47 |
| Weighted Avg Shares Out Dil | 47 | 47 | 47 | 48 |
| Supplemental Information | – | – | – | – |
| Interest Income | $190 | $178 | $154 | $158 |
| Interest Expense | $56 | $53 | $47 | $52 |
| Depreciation & Amortization | $3 | $8 | $7 | $7 |
| EBITDA | $75 | $39 | $54 | $52 |
| % Margin | 31.5% | 17.5% | 27% | 26.3% |