NBT Bancorp Inc.
NBTB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $54,471 | $22,510 | $36,745 | $36,005 |
| Dep. & Amort. | $9,059 | $8,408 | $7,026 | $6,908 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $1,587 | $873 | $2,174 | $837 |
| Change in WC | $15,749 | -$11,066 | -$3,886 | $2,436 |
| Other Non-Cash | -$277 | $25,752 | -$54 | $2,981 |
| Operating Cash Flow | $80,589 | $46,477 | $42,005 | $49,167 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$6,240 | -$2,330 | -$3,701 | -$3,631 |
| Net Acquisitions | -$653 | $40,147 | -$1,550 | -$400 |
| Inv. Purchases | -$163,799 | -$88,935 | -$158,492 | -$168,803 |
| Inv. Sales/Matur. | $131,789 | $365,651 | $60,738 | $89,307 |
| Other Inv. Act. | $25,082 | $17,365 | -$10,158 | -$64,065 |
| Investing Cash Flow | -$13,821 | $331,898 | -$113,163 | -$147,592 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$92,281 | -$15,666 | -$102,384 | -$42,055 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | $0 | -$93 | -$2,114 | $492 |
| Dividends Paid | -$19,404 | -$17,808 | -$16,067 | -$16,041 |
| Other Fin. Act. | $143,479 | -$57,328 | $161,750 | -$42,379 |
| Financing Cash Flow | $31,911 | -$90,895 | $41,185 | -$99,983 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $98,679 | $287,480 | -$29,973 | -$198,403 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $541,563 | $254,083 | $284,056 | $482,459 |
| End Cash | $640,242 | $541,563 | $254,083 | $284,056 |
| Free Cash Flow | $74,349 | $50,178 | $38,304 | $45,541 |