NBT Bancorp Inc.
NBTB · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $54 | $23 | $37 | $36 |
| Dep. & Amort. | $9 | $8 | $7 | $7 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $2 | $1 | $2 | $1 |
| Change in WC | $16 | -$11 | -$4 | $2 |
| Other Non-Cash | -$0 | $26 | -$0 | $3 |
| Operating Cash Flow | $81 | $46 | $42 | $49 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$6 | -$2 | -$4 | -$4 |
| Net Acquisitions | -$1 | $40 | -$2 | -$0 |
| Inv. Purchases | -$164 | -$89 | -$158 | -$169 |
| Inv. Sales/Matur. | $132 | $366 | $61 | $89 |
| Other Inv. Act. | $25 | $17 | -$10 | -$64 |
| Investing Cash Flow | -$14 | $332 | -$113 | -$148 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$92 | -$16 | -$102 | -$42 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | $0 | -$0 | -$2 | $0 |
| Dividends Paid | -$19 | -$18 | -$16 | -$16 |
| Other Fin. Act. | $143 | -$57 | $162 | -$42 |
| Financing Cash Flow | $32 | -$91 | $41 | -$100 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $99 | $287 | -$30 | -$198 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $542 | $254 | $284 | $482 |
| End Cash | $640 | $542 | $254 | $284 |
| Free Cash Flow | $74 | $50 | $38 | $46 |